Paychecks and Pay Calculators
Your gross pay is what you earn before taxes and deductions. Take-home pay is what remains after items such as tax withholding and benefit contributions come out. These calculators help you see how pay translates into the amount you can spend or save.
Use the results to compare job offers, plan work hours, check a raise, or set a budget. The estimates can inform a decision, but your actual paycheck depends on your pay details and withholding choices.
- Paycheck calculatorSee your take-home pay after every 2026 tax and deduction, for salary or hourly pay in any state.
- Hourly paycheckEnter your hourly rate, hours and overtime to see your take-home pay.
- Salary after taxTurn a salary offer into what actually lands in your account each year, month and paycheck.
- Salary to hourlyConvert any salary into its hourly equivalent.
- Annual incomeConvert any pay rate into annual, monthly and weekly income.
- Hours calculatorFind the time between a start and end time, including overnight shifts.
- Time cardAdd up a week of shifts with breaks, overtime and pay.
- Hours to decimalConvert hours and minutes into decimal hours.
- Overtime payWork out overtime pay and total gross pay for the week.
- Time and a halfFind your time-and-a-half rate and what extra hours pay.
- No tax on overtimeEstimate how much the new federal overtime deduction saves you.
- No tax on tipsSee how much of your tip income the new deduction shields from federal income tax.
- Bonus taxSee what a bonus looks like after withholding.
- Pay raiseSee your new salary and what a raise adds to each paycheck.
- CommissionWork out commission and total pay from your sales.
- PTO accrualSee how much PTO you earn per paycheck and what you'll have by year end.
- Net to grossWork backward from the take-home pay you want to the gross pay required.
- Hourly to salaryConvert between an hourly wage and an annual salary.
How to estimate take-home pay from a job offer
Start with Paycheck calculator for an estimate after taxes and deductions, or Salary after tax to see how a salary offer breaks down across the year, month, and paycheck. For hourly work, use Hourly paycheck with your rate, hours, and overtime. These tools help you compare offers based on money you expect to receive, not just the headline wage.
If an employer gives you a target take-home amount, Net to gross works backward to estimate the gross pay needed. Salary to hourly and Hourly to salary help compare compensation stated in different forms. Annual income converts a pay rate into annual, monthly, and weekly income.
How to check hours, overtime, and shift pay
Use Hours calculator to find the time between a start and end time, including an overnight shift. Time card adds a week of shifts, breaks, overtime, and pay. Hours to decimal converts time into the format some payroll systems use.
Overtime pay estimates overtime and gross weekly pay. Time and a half shows the overtime rate and what extra hours add. Use those results to check a timecard or decide whether an extra shift fits your budget. If you are estimating the federal overtime deduction, No tax on overtime can help; No tax on tips estimates the federal income-tax deduction for tip income.
How to plan for a raise, bonus, or commission
Pay raise shows how a new salary changes your paychecks, which can help you decide how much of a raise to direct toward savings or debt. Bonus tax estimates what a bonus may look like after withholding. Commission calculates pay from sales, so you can check whether a proposed commission plan supports your income needs.
PTO accrual estimates leave earned per paycheck and the balance by year end. Use that estimate when planning time away or reviewing a leave balance.
Questions
What 2026 tax figures affect paycheck estimates?
The supplied 2026 figures include a standard deduction of $16,100 for single filers and $32,200 for joint filers, and a Social Security wage base of $184,500. The listed overtime deduction cap is $12,500 ($25,000 joint), and the tip deduction cap is $25,000. These figures can affect estimates, but they do not determine your final tax bill.
Should I treat a calculator result as my exact paycheck?
No. Use it as an estimate and compare it with your pay stub. Withholding elections, benefit deductions, and employer payroll details can change the amount deposited. For tax or retirement decisions, confirm your situation with a qualified professional.
How can I use pay estimates to make a budget?
Build your spending plan around estimated take-home pay rather than gross pay. If the result leaves too little room for bills or savings, compare another offer, adjust your planned hours, or review deductions before making a commitment.
Before you act. These calculators and guides are educational estimates, not professional advice. Review any decision with a CPA or payroll professional who can look at your full situation.