Maine Paycheck Calculator 2026
See your Maine take-home pay for salary or hourly work in 2026.
- 2026 figures, checked October 26, 2026
- 4 official sources
- Private: runs in your browser
- How we check our work
Result
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Verify before you act: review these results with a CPA, enrolled agent or payroll professional before making any decision based on them.
Suggestions for your numbers
Updated as you type, from your inputs only. General information, not personal advice; confirm any change with a qualified professional.
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How Maine taxes your paycheck
Maine uses graduated brackets in 2026, from 5.8% to a top rate of 7.15%. Only the income inside each bracket is taxed at that bracket's rate, so moving into a higher bracket never lowers your take-home pay.
Before the brackets apply, Maine allows a standard deduction of $8,350 for single filers and $16,700 for joint filers and a personal exemption of $5,300 per filer.
Maine withholds 0.5% for paid family and medical leave on wages up to $184,500.
Maine income tax brackets for 2026
| Taxable income | Rate |
|---|---|
| $0 to $27,399 | 5.8% |
| $27,399 to $64,849 | 6.75% |
| $64,849 and up | 7.15% |
Maine brackets for married couples filing jointly
| Taxable income | Rate |
|---|---|
| $0 to $54,849 | 5.8% |
| $54,849 to $129,749 | 6.75% |
| $129,749 and up | 7.15% |
Example: a $65,000 salary in Maine
Worked example
A single filer earning $65,000 a year, paid every two weeks with no 401(k) or pre-tax benefits, takes home about $1,956.79 per paycheck in 2026. Each check loses $216.15 to federal income tax, $191.25 to Social Security and Medicare, $123.30 to Maine income tax, and $12.50 to state disability and paid leave.
Ways to raise your take-home pay in Maine
- 01
Contribute pre-tax
Traditional 401(k) contributions (up to $24,500 in 2026) and HSA contributions through payroll lower federal taxable income, and in most cases Maine taxable income too.
- 02
Update your W-4
If you got a large refund last year, too much is being withheld. A new W-4 puts that money in each paycheck instead.
- 03
Claim the 2026 federal deductions you qualify for
Qualified overtime premium (up to $12,500, or $25,000 joint) and tips (up to $25,000) can be deducted on your federal return for 2025 through 2028.
How this calculator works
Maine taxes wages from 5.8% to 7.15% across 3 brackets. The 2026 standard deduction is $8,350 for single filers and $16,700 for joint filers. Each filer gets a $5,300 personal exemption.
Maine withholds 0.5% for paid family and medical leave on wages up to $184,500.
Federal income tax uses 2026 brackets and the standard deduction. Social Security is 6.2% up to $184,500 and Medicare 1.45%, plus 0.9% above $200,000.
Maine paycheck questions
Does Maine have a state income tax?
Maine taxes wages from 5.8% to 7.15% across 3 brackets. The 2026 standard deduction is $8,350 for single filers and $16,700 for joint filers. Each filer gets a $5,300 personal exemption.
How much is taken out of a paycheck in Maine?
For a single filer earning $65,000 in 2026, federal income tax and FICA take about 16% of gross pay. Maine income tax comes on top of that; the calculator adds it.
Why is my actual paycheck different?
Employers withhold using your W-4 and the IRS percentage-method tables, which approximate the annual tax this calculator estimates. Bonuses, mid-year raises and benefit changes also shift withholding.
What is the top income tax rate in Maine for 2026?
7.15% for single filers on taxable income above $64,849.
Are Social Security and Medicare the same in Maine?
Yes. They are federal: 6.2% for Social Security on wages up to $184,500 in 2026, and 1.45% for Medicare on all wages, plus 0.9% above $200,000.
Sources
- IRS, Rev. Proc. 2025-32 (2026 tax tables and amounts)
- SSA, 2026 Social Security wage base
- Tax Foundation, state income tax rates and brackets, 2026
- EY Tax News, 2026 state disability and paid leave rates
Before you act on this result. Cordwell calculators and guides are educational estimates, not legal, tax, investment, lending or other professional advice. They rely on the numbers you enter and on simplified rules, and they can't see your full situation. Before you file, sign, borrow, invest, hire, change your withholding or form a business based on anything here, meet with a CPA, enrolled agent or payroll professional who can review your specific facts and confirm the numbers. Rules change, and official agency guidance always controls.